- Fast & professional service
- Good credit is not required
- Get $100 - $1000 cash loan
- Receive cash the next business day
- Use your money any way you want
1) FormRequest a loan in minutes by completing our simple online form. As long as you fit the criteria, you'll be connected with a lender who can give you a loan.
2) ApprovalWait just a few seconds for the approval decision on your request. The lender will then contact you with more information and the terms of your loan.
3) MoneyYou will now be able to receive your cash. The bank details you've provided will be used to deposit the funds into your bank account the next business day.
Loan Matching Center: Bad Credit Accepted
Here's the good news: our loan matching center can connect you with a network of over 100 lenders online, who offer payday loans between $100 and $1,000.
When you want to borrow cash your first thought will be to go to the bank or another large lender, but what if you only need a small amount and you need that money fast?
One solution that is becoming more popular is to take out a payday loan online.
If connected and then approved, you could see the cash in your account in as fast as one working day!
What is a Payday Loan?
Whether you're faced with an unexpected bill or you want to make an upfront purchase, but you've already spent this month's budget, a payday loan can tide you over until you get paid again.
Unlike regular loans from the bank, payday loans are issued in small amounts and are set to be repaid in full within 7 - 30 days - allowing you to use your next paycheck to do so.
What's more, even if you have a bad credit history, you are welcome to use our service.
How Our Loan Matching Center Works
We make it easier to find payday loans!
We realize that it can be very stressful finding a loan. You're in a tough financial situation and then you have to spend time searching for a lender that's willing to make you an offer.
Then, before you can secure the loan, you have to fill out reams of paperwork and wait to see if you have been approved.
Our loan matching center solves this problem by tapping you into a large network of payday lenders using just one web form.
You provide your basic details and we attempt to connect you in a matter of minutes. If connected, the full application can be completed online and if you apply during the working week, you could see the cash in your account the very next business day.
To save you more time, the repayment will be automatically taken by your lender from the same account on the agreed-upon date (usually no more than 30 days later).
Our process is much quicker than applying one by one with banks and other lenders. You also don't have to wait in line, phone anyone, or fax any paperwork if you have digital copies of your bank and other required statements.
Simply use any device that has a web browser, fill out our form, wait a few minutes to see if we can connect you with a lender, and then (if connected) complete the online application on the lender's page.
If you don't want to take out a large personal loan from the bank and you don't have access to a credit card, finding a payday loan through our service is the perfect solution!
Bad Credit? We Still Can Help
While some loan matching companies will claim there is no credit check, this is usually misleading marketing language. All of our lenders reserve the right to run some kind of check.
However, even if you have bad credit you will not be automatically rejected. Factors such as your income and employment also play an important role as well and will be taken into consideration.
Regardless of your credit history, you must still meet the following basic requirements before using our loan connection tool:
- Be at least 18 years old at the time of applying, as it's illegal to extend credit to minors.
- Be a legal US citizen with a fixed contact address in the state you are applying from.
- Have a verifiable income of at least $1,000 a month to ensure you can repay the loan.
- Hold a basic checking or savings again that accepts direct deposits and debits, so the loan can be issued and repaid automatically.
If you can meet these easy requirements, the lender will fairly assess your application and won't just rely on the result of a credit check.
Is There Instant Approval?
Some companies also boast of instant approval, but this is most likely not possible if they're handling you're information correctly.
We only work with fully licensed and accredited payday lenders, so it will always take at least a few minutes or even up to an hour for them to assess your application.
However, this is still very quick and you will know onscreen if they wish to make you an offer. In most cases, everything is fully automated and the whole process can be completed online.
If you apply during the working week, you could see the funds in your designated bank account the very next business day!
Interest Rates and Loan Repayment
Payday loans come with an annual percentage rate (APR) like most loans.
However, because the loan is repaid in one lump sum, you are only really faced with a single finance charge. This amount will be made clear to you by your lender before you sign the contract.
You will be given a digital copy of the full terms and conditions, which will also include the lender's policies on late payment, extensions, renewals, etc.
If the lender is unable to collect the repayment from your designated bank account on the agreed-upon date, you could be faced with added fees and interest. If your bank decides to cover the repayment on your behalf, you could also be faced with bank charges.
If you believe you will not be able to make the repayment, you should contact the lender before the repayment date to discuss your options. We are not the lender and all such queries should be directed at them.
If you change your mind and no longer wish to take out a payday loan, you can exit the application window at any time with no obligation. The only time the loan is legally binding is if you sign the contract.
Note: Taking out a payday loan and successfully repaying it will almost always have a positive effect on your credit rating.
Payday loans are legal in most US states, though regulations can differ from state to state. This could impact the amount of interest you can be charged, whether you can get an extension or renewal of the loan, and if you can have more than one payday loan at a time.
If you fail to repay your loan on the agreed-upon date you are still legally responsible to do so.
This means the lender may regularly contact you by email, letter, phone, or even a doorstep visit, to try to recover what is owed. You may also be faced with added fees and interest.
Failing to meet your obligation will also negatively impact your credit score and will make it more difficult to be approved for loans in the future.
Get Started Right Now!
If you need a small short-term loan to tide you over until your next paycheck arrives, then our loan matching center could be the solution for you.
We cut out all the hassle of applying for a loan, by tapping you into a network of 100 plus payday lenders, who can offer between $100 and $1,000.
What's more, even those with bad credit can apply.
If you are connected, you can complete the rest of the application easily online and you will know onscreen if you have been approved.
The cash could be in your account in as fast as one working day - perfect if you're in an emergency!