- Extremely fast approval decision
- Bad credit may not be a problem
- Get $100 - $1000 cash loan
- Receive cash the next business day
- Use your money any way you want
1) FormRequest a loan in minutes by completing our simple online form. As long as you fit the criteria, you'll be matched with a lender who can give you a loan.
2) ApprovalWait just a few seconds for the approval decision on your request. The lender will then contact you with more information and the terms of your loan.
3) MoneyYou will now be able to receive your cash. The bank details you've provided will be used to deposit the funds into your bank account the next business day.
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Once you reach adulthood, financial responsibilities slowly creep into your life. Whether it's looking after children, trying to find a job to pay the bills or just generally trying to make ends meet, you'll be a very lucky person if you don't come into contact with money problems at some point. Budgeting isn't easy, and one of the ways people can solve their temporary financial problems is by getting a loan. Not only can it help you to pay off urgent bills, but it can also help you to feel like you have more flexibility when it comes to your finances.
Why get a payday loan?
People like payday loans because they are easy to obtain and are only a short term commitment – you pay the money back at the time of your next pay check. It's a great way to get some financial freedom and have some extra cash within the month if you have gone over your budget. Whether you're trying to pay off your next vacation or you need to buy a few extra Christmas presents before it's too late, a payday loan is perfect in emergencies.
Why use us?
If you've decided that you want to get a payday loan, here's why you should consider using our platform.
It's important to take your finances very seriously and to consider various factors before diving into the payday loan process. We pride ourselves in caring for our users and have a genuine concern for their financial wellbeing. That's why we are prepared to provide you with plenty of advice on our website about how the process works and the pro and cons of borrowing. We believe that if you're armed with the necessary information, you are then able to make an informed decision about what to do.
When you submit your information via our website, we will connect you with one of over a hundred lenders in our network who are willing to lend between $100 and $1,000, depending on your individual circumstances. Being approved for a 500 dollar loan for example, is dependent on your current income and credit history, though those with bad credit are still considered even if they are offered lower than they desire.
We only pass on your information to the registered lenders in our network, never third parties, and your data is secured by the latest encryption technology.
The whole online process is very quick and easy, so you don't have to worry about filling out lots of paperwork or spending hours on the phone or face to face trying to find the best loan for you. While we cannot guarantee that there will be no faxing of paperwork if the lender requires further verification, this will still be much faster than borrowing from the bank or other large lender. You can see the cash in your account as fast as the next business day!
In order to get a payday loan, there are a few simple requirements you must meet before submitting your information. As long as you fill all the criteria, our lenders will be happy to consider you for a loan, even with bad credit.
All users must be over the age of 18, as credit cannot be offered to minors. You must also be a legal resident of the United States in a state that permits payday lending. And you must have a fixed address where you can be easily contacted.
You will also need to have a bank account so the lender can easily deposit the loan and take the repayment on the agreed upon date. If you do not have a bank account at the moment, you can set one up and go through the process at a later date. Generally, you will need to have a bank account with some history (preferably without bank charges etc), so you might need to wait a little while before submitting your information if the account is new. Note that repayment is an automatic process so be sure to have the funds in your account at least a day before the due date.
Most importantly you must have a regular source of income. This does not necessarily need to be employment, but the lender must be able to see that you have the means to repay the loan within the required amount of time. Most lenders require a monthly income of at least $1,000, which is well within the range of most people who work full time.
Accepting your loan
Once you find out whether or not the lender has accepted your application for a loan, you can start reading the terms so you are fully aware of your obligation. By law lenders must give you access to the terms before you sign the contract. It is very important that you read these thoroughly, as this will enable you to learn more about your loan. You will be able to find out when the repayment date is, what the finance charge is, the fees and/or interest for missed or late repayments and lots more important information.
Once you digitally sign the contract you have entered in to a legal agreement and are bound to meet the terms. The lender will begin the deposit process as soon as possible, and in most cases the cash will appear in the designated bank account within 1 business day.
Repaying your loan
You will be given a repayment date, which will usually coincide with your next payday. Once you have been paid. As long as you pay the money back to the lender by the agreed date, you will not need to pay any extra fees or charges.
After you have paid your loan, you will be able to apply for another if you need further financial help for following next month. Lenders do not offer more than one payday loan to the same person within a month, but after this you are free to go through the process again.